Independent · Unbiased · Confidential

Is your annuity actually working for you?

Most annuity owners have never had their contract reviewed by someone who isn't paid to sell them another one. We'll confirm what's right — or show you exactly what to fix.

  • Independent review
  • No obligation
  • Plain-English report
  • Confidential
Sample Report
Annuity Health Score
62
Annual fees
3.4%
Surrender period
7 yrs left
Income rider value
Strong
Death benefit
Underused
Tax efficiency
Suboptimal
Recommendation: Consider 1035 exchange to reduce fees by ~2.1%/yr while preserving income guarantees.

A second opinion you can trust

Three steps. Zero sales pressure. One clear answer.

Step 1

Share your contract

Upload or summarize your existing annuity. We handle every major carrier.

Step 2

Independent analysis

An independent analyst grades fees, riders, surrender terms, and tax structure.

Step 3

Clear recommendation

Keep it, tweak it, or replace it — with the math to back the call.

78%
of reviewed annuities had at least one fixable issue
$11,400
average annual fees uncovered per contract
100%
independent — your interests come first
30 min
average time to a clear recommendation

Find out what your annuity is really doing.

A free, no-obligation review from a team that doesn't sell annuities.

Start Your Free Review